Deki

Feel Good Food – The ‘Deki Dish’

Each month Friska fully funds a Deki entrepreneur through the sale of a special ‘Deki Dish’. All Friska stores take part, so you can drop in for a bite to eat knowing that a portion of your portion will help someone in the developing world to make a new start. See our menu to find out more.

Eat More Pho!

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deki helps

About Deki

Deki is a microfinance charity that allows people to lend from as little as £10 to an entrepreneur in the developing world.

Currently operating in Malawi, Ghana, and South Sudan, Deki loans provide a helping hand for hard-working people to kick start their business and work their way out of poverty.

With Deki, 100% of money you loan goes to the entrepreneur you wish to support, and the full amount is repaid to you within 12 months. www.deki.org.uk

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Sales of our Pho Noodles will help Rose Madakiwa

Rose Madakiwa
Name:
Rose Madakiwa
Location:
Usisya, Malawi
Trade:
Fish Retail
Loan amount:
£210

2nd loan for a further expansion in Rose’s business following support and training from Deki.

Friska have now funded her entire loan and she is a success story on Deki website. www.deki.org.uk/success-stories/single-mother-supports-family-with-deki-loan We are pleased to see that our Loans are making a difference.

Rose is 42 living in Malawi. She has 5 children between 14 and 22. With her successful business she is now able to support additional orphaned children.

To earn the family’s income Rose runs her own business selling fish in the community. Her Deki load will allow her to buy a greater fish stock expanding her business even further.

Rose said that her Deki loan will “help to improve further business income and will bring in food security”. Her main aspiration for the future is “to open a grocery shop”.

Friska
Says..

“We are extremely proud of our partnership with Deki. Being able to help change the lives of people for the better through microfinance projects is an amazing thing to be involved in. Since our partnership began with Deki in 2012, with the help of Friska customers we have funded and changed the lives of many entrepreneurs and their extended families. We look forward to continuing to do this.”

Griff, Ed & the whole Friska Team

deki how it works

Lend

Did you know you can join our lending team and unite with other Friska fans to fund entrepreneurs? Once you've registered on the Deki site, join us here: www.deki.org.uk/deki_microloan_teams and select the Friska Partnership Team at check-out when you make a loan.

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Thanks to Friska customers, we have already helped:–

Sales of our Pho Noodles helped Milly Namukasa

Milly Namukasa
Name:
Milly Namukasa
Location:
Kajjansi, Uganda
Trade:
Beauty products
Loan amount:
£210

Milly is 46 year old and is married with 4 children aged 18, 24, 26 and 28. She lives with her family in Kajjansi in Uganda.

Milly runs a business selling beauty products in her shop and wishes to improve it. Her Deki loan will enable her to buy a larger variety of cosmetics and other beauty stock for her shop. A larger range of products in her shop will expand the business and increase the profits, giving Milly a good flow of income.

She has big hopes for the shop and is aspiring to construct kiosks to improve the business further.

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Sales of our Pho Noodles helped Wyson Muwowo

Wyson Muwowo
Name:
Wyson Muwowo
Location:
Usisiya, Malawi
Trade:
Egg Retailer
Loan amount:
£220

72 year old Wyson Muwowo lives in Usisiya, Malawi. He earns a living by selling eggs which are a valuable source of protein for people in his community. He takes the trays of eggs around to people’s homes to sell.

His loan will enable him to buy more eggs to sell on at a profit. Despite Wyson’s 72 years he is still ambitious – he wants to expand his business into a grocery shop and to sell a wider range of goods.

He is married with four children aged 28, 25, 22 and 19 and he also supports two orphans from his village.

Sales of our Pho Noodles helped Gladys Silozo

Gladys Silozo
Name:
Gladys Silozo
Location:
Soweto, Johannesburg, South Africa
Trade:
Roadside Restaurant
Loan amount:
£270

Gladys Silozo is from Soweto, a township of Johannesburg in South Africa. She is a single mother to three children aged 18, 12 and 8.

As the sole breadwinner for her family Gladys set up a roadside restaurant to earn her living and to provide for her family. She used to work as a school cafeteria cook so enjoys cooking for her customers. She has applied for a loan through Deki which she would use as start-up capital and to buy a gas stove and a gas cylinder. “It will kick-start the business and I will be able to send my children to school” she said. Her ambition is to expand her business and to open up more restaurants in the town.

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Sales of our Pho Noodles helped Hellen Adye

Hellen Adye
Name:
Hellen Adye
Location:
Pajok, Caigon sub Boma, Magwi County in South Sudan
Trade:
Market Stall
Loan amount:
£240

She is 46, married and has six children aged 28, 26, 24, 22, 20 and 18.

Her husband is peasant farmer whose income is barely enough to pay for his children’s education.

She wants to buy more charcoal, sim sim (sesame) and maize to be able to offer more goods which her customers want. She will make more profit which she plans to use to educate her children through university so that they can live better lives and build them a permanent home. She said ‘I can now be a good mother to my family because I will provide them all they want’

Sales of our Pho Noodles helped Amela Joska

Amela Joska
Name:
Amela Joska
Location:
Obbo, Magwi County in South Sudan
Trade:
Spare parts for bicycles and motorbikes
Loan amount:
£250

Amela Joska lives with her family in Obbo, Magwi County in South Sudan since returning from exile. She is 39, a widow with five children aged 18, 14, 12, 9 and 5 months.

As the sole breadwinner for her family basic she set up and runs a business selling spare parts for bicycles and motorbikes. Bicycles and motorbikes are the most widely used form of transport in the region. The roads and tracks are not paved so are frequently damaged.

She is the only person in her community selling bike spares so her business is doing well. With a Deki loan, she will increase her stock and carry a wider range of spares to grow her business.

She plans to support her children until they graduate from college, to build a permanent house and to secure her family’s future.

She says, “This loan will help me buy food, medicines, clothes and other essentials for my family”.

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Sales of our Pho Noodles helped Lucky Bheki

Lucky Bheki
Name:
Lucky Bheki
Location:
Soweto, South Africa
Trade:
Mechanic
Loan amount:
£400

Lucky Bheki (based in Soweto, South Africa) is 25 and a father of 1. He lives with his wife, who is unemployed, and also supports his 3 brothers.

Lucky works as a mechanic and is hoping to be able to buy his own premises with the help of a Deki loan. He currently spends 50% of his income on renting his work space, which is not cost effective and prevents the business from growing. This is why he would use the loan to buy materials to build his own service bay.

Increasing his profits would allow Lucky to move his family to a better house. He also plans to employ his brothers in his new workshop, having dreams for the future to expand his bay into a full–service garage.

Sales of our Pho Noodles helped Hellen Ojwe

Hellen Ojwe
Name:
Hellen Ojwe
Location:
South Sudan
Trade:
Bakery
Loan amount:
£150

Achiro Hellen is 19, a young mum with a one–year–old baby. Her mother lives with them. She and her husband live in Agoro Sub–Boma, Magwi county in South Sudan.

Her husband is a farmer; he cultivates the land and grows food crops for his family but it generates very little income.

In order to provide milk for her baby and buy essentials for her family Achiro makes flatbread and doughnuts which she sells from a stall in the local business centre. Whilst she makes a reasonable income she has greater ambitions. She is unable to obtain a loan from the bank who will not lend to a woman.

She wants a loan through Deki to buy corn, milk, sugar, wheat flour, yeast and other ingredients to increase her production and sell a greater volume of flatbread and doughnuts.

Her longer term ambition is to grow her business, build a bakery and a permanent home for her family from the profits.

She said “This loan is my greatest weapon because it teaches me to fight poverty and provide the things I need for my family”.

Sales of our Pho Noodles helped Nancy Kondowe

Nancy Kondowe
Name:
Nancy Kondowe
Location:
Nkhata Bay, Malawi
Trade:
Papaya Trader
Loan amount:
£120

Nancy (29) lives in Malawi with her husband and three young children, aged 3, 5 and 7. She and her husband both sell papaya fruit, or pawpaw as they are locally known, at a small market stall in order to support their family. With three young children and Nancy’s elderly grandmother to feed and clothe however, the business is not providing enough of an income for the family to get by.

Fruit is part of the staple diet in the local area and there is a high demand for it in the market, but Nancy currently cannot afford to invest in her business in order to expand it. A loan from Deki will allow her to bulk buy more pawpaws to sell on at a profit, and she also plans to expand into selling other fruits as well.

Nancy dreams of being able to properly support her family and send her children to school. With the profit from her growing business, Nancy aims to one day be able to afford a big farm where she can both grow and sell all sorts of fruits and vegetables, providing a stable source of income for her family.

Sales of our Pho Noodles helped Joska Ojwe

Joska Ojwe
Name:
Joska Ojwe
Location:
Magwi, South Sudan
Trade:
Market food stall trader
Loan amount:
£140

Joska (26) has lived in Agoro, South Sudan with her husband and three children, aged 7, 5 and 2, since their return from exile after the civil unrest. Her husband is a farmer and has a limited income, so in order to provide the family with essentials Joska decided to open a market stall selling on spare food from the farm.

Her business is doing well and the stall is popular in the local market, but with a limited choice of food to sell her profit is capped. With a loan from Deki, she will be able to expand her range of food and the size of her stall by bulk buying other foods such as fish, and cooking oil, onion and salt to cook them in. She will then be able to sell on the cooked products individually at a much higher price, creating enough profit to pay back her loan, feed and clothe her children and invest back into the business so that it can grow even more.

In the future, Joska aspires to raise enough profit from her business to be able to build her family a permanent house. With young children on the brink of going to school, her main aim in life is to be able to support her children through their education and pay their school fees so that they can get better jobs and escape the poverty cycle. She wants to help her family and the whole community by ‘pushing poverty out of my house and in my village’.

Sales of our Pho Noodles helped Nelia Zimba

Nelia Zimba
Name:
Nelia Zimba
Location:
Malawi ho
Trade:
Banana Business
Loan amount:
£100

Nelia is married and a mother of three children aged 6, 8 and 10. Together with her husband she also takes care of her old mother. She sells bananas in her local neighbourhood, which creates vital income for the family to survive.

She believes that there is a high demand for bananas in the local area and the Deki loan will help her to increase the volume of sales. Without the loan, Nelia is not able to improve her living standards and therefore Deki is her only answer.

Due to her passion for cooking, Nelia plans to open a restaurant in the future with existing customers to be her first diners.

Sales of our Pho Noodles helped Alice Achola

Alice Achola
Name:
Alice Achola
Location:
South Sudan
Trade:
Grocery shop
Loan amount:
£150

Alice (23) is married and has one child aged 2. She and her family have been living in Lobure, Magwi since she returned from exile. Her husband is a driver, but only gets paid per trip, and his income is not keeping his family well. To make ends meet and buy milk for her child, she has been buying in wholesale food products and reselling them in her small shop. Her shop is making progress, and she wants money to increase her stock and grow her business, but due to gender inequality in South Sudan women cannot legally own assets in their own name, so she will not qualify for a bank loan if she applies.

In the future, she aspires “to be a successful business woman”, build her growing family a permanent house to live in, and pay school fees throughout her children’s education. She says, “my time has come to divorce from extreme poverty”.

She requests a loan to buy red beans, cooking oil, peanut butter, silver fish, salt, and onion to retail at a profit.

Sales of our Pho Noodles helped Kenyangi Charity

kenyangi charity
Name:
Kenyangi Charity
Location:
Magwi County, South Sudan
Trade:
Sells Charcoal
Loan amount:
£100

Kenyangi (36) is married and has 4 children aged 21, 18, 16, and 12. She lives in Namboole on the outskirts of Kampala. Her husband works as a porter at a construction firm and only makes a small income, which is not enough to sustain the family.

To make ends meet and pay her children’s school fees, Kenyangi has been buying and selling charcoal. Her activity is doing well and now she wants to expand the business. She will buy 10 bags of charcoal with her loan. Kenyangi has found it difficult to secure investment capital from a bank because she is a woman and so does not have assets in her own name.

Kenyangi aspires to build a house for her family and to send her children to a better school so that they can reach their highest potential and have the chance to live good lives in their future.

Sales of our Pho Noodles helped Prester Nyirenda

Prester Nyirenda
Name:
Prester Nyirenda
Location:
Nkhata Bay, Malawi
Trade:
Restaurant
Loan amount:
£160

Prester (34) has six children aged 4 to 14 years. He and his wife both work in their restaurant preparing and cooking food. They provide for their children as well as supporting Prester’s father.

Prester will invest his loan in their restaurant business and use the money to buy more food, such as flour, to increase the variety of produce they cook and sell.

A greater variety of products to sell will mean a greater income for the business. As the business continues to grow, Prester aspires to open a larger restaurant to support his family in the future.

Sales of our Pho Noodles helped Milanda Teko

milanda teko
Name:
Milanda Teko
Location:
Nkhata Bay, Malawi
Trade:
Food Retail
Loan amount:
£170

Milanda (29) is married and has 4 children aged 10, 8, 6 and 4. She also takes care of her mother. Together with her husband she runs a small grocery shop in Nkhata Bay.

Milanda sells things like lotions, sugar and other basic household items. With a loan of £170, she will be able to expand her business by purchasing more stock for her shop. With this increase in stock, she should be able to sell more and therefore increase her revenue.

The loan will enable to Milanda to improve her family’s current situation. She hopes to buy more clothes and food for her children from the additional profits she makes. She aspires to one day own a bigger store.

Sales of our Pho Noodles helped Nancy Baby

Nancy Baby
Name:
Nancy Baby
Location:
Magwi County, South Sudan
Trade:
Runs a Pharmacy
Loan amount:
£380

Nancy (27) is a single mother with two children aged 7 and 5. As a single parent, sole responsibility over the children’s care, including their school fees, rests with Nancy. As well as this, she also supports her mother.

Nancy is a certified nurse. She borrowed money from her brother in order to start a pharmacy in Magwi and makes her income selling medicines. She now needs a loan of £380 to that she can increase the variety and volume of medicines that she sells.

This would help her feed her family and provide a better standard of living for them. She aspires for her children to excel in their education and to eventually go to university.

Nancy is confident that a loan will give her the opportunity to rejuvenate her business, so much so that she aims to repay it within six months.

Sales of our Pho Noodles helped Polina Silungwe

Polina Silungve
Name:
Polina Silungwe
Location:
Malawi
Trade:
Goat Farmer
Loan amount:
£180

Polina (42) buys and sells goats for a living. She is married and has six children who are dependent on her (aged 8, 11, 13, 15, 17 and 19). As well as having so many children to feed Polina also provides for her elderly mother.

At the moment Polina makes almost enough to make ends meet but the chance for growing her business is impossible. This keeps her and her family locked into poverty.

Investment will change everything as Polina will be able to buy more goats and breed more goats. Keeping goats is only the first part of her plan. Once profits are stable Polina intends on opening up a butchery which will diversify the business. It will also give Polina a business to pass down to her children.

Sales of our Pho Noodles helped Rose Madakiwa

Rose Madakiwa
Name:
Rose Madakiwa
Location:
Nkhata Bay, Malawi
Trade:
Fish Retail
Loan amount:
£180

Rose (40) is a single mother with many mouths to feed. She has 5 children and she also supports several orphans and her mother who lives with her. Rose makes a living trading in fish. She will invest the loan funds into buying more fish for resale. With the loan she will be able to buy bulk at a much cheaper rate which means better profits on sales.

Rose’s priority is the children's education. The youngest three are 12, 14 and 16 which means that there are still school fees to pay. With the loan she will be able to boost her fish retail business and start saving for her children’s education.

Sales of our Pho Noodles helped Viwemi Chiumia

Viwemi Chiumia
Name:
Viwemi Chiumia
Location:
Nkhata Bay, Malawi
Trade:
Banana Trade
Loan amount:
£260

Viwemi (49) is a married father of three children aged 18, 14 and 12. Viwemi buys and sells bananas for a living and uses the small profit that he makes to provide for the children and also for Viwemis elderly mother.

At the moment Viwemi is struggling to grow the business because like so many of our entrepreneurs he lacks the capital he needs to buy stock in bulk. Once funded everything will become much easier and Viwemi will start making enough profit so that he can not only save but also reinvest into the business ensuring its stability.

In the future Viwemi aspires to make enough money to open up his own small farm. A microloan will mean that he is one step closer to making this happen.

Sales of our Pho Noodles helped Hally Chirwa

Hally Chirwa
Name:
Hally Chirwa
Location:
Nkhata Bay, Malawi
Trade:
Fisherman
Loan amount:
£90

Hally, aged 35, is a fisherman who looks after his two children, aged 2 and 5. Along with his wife, who works on a farm, Hally also cares for his mother.

Together, the Chirwas have been able to send their children to school, but their income is not secure.

A small loan of just £90 will enable Hally to invest into expanding his business which will increase his activities. Selling more fish will allow him to earn more.
In the future Hally would like to open a grocery store, which would bring a stable income and take him away from the sometimes dangerous job of fishing.

Sales of our Pho Noodles helped Prisca Gbebio

Prisca Gbebio
Name:
Prisca Gbebio
Location:
Lome, Togo
Trade:
Vegetable stall
Loan amount:
£110

At only 19 years old, Prisca is responsible for looking after and financially supporting her mother and father. After finishing her education, she started work straight away, setting up her own business selling tomatoes, vegetables and eggs.

Working 56 hour weeks to make her business a success, Prisca is requesting a loan so that she can start diversifying and stocking a wider range of items. Her aim is to be able to take good care of herself and her parents.

Although she is only young, Prisca is extremely ambitious and wants to eventually open her own shop.

Sales of our Pho Noodles helped Lydia Nyirongo

Lydia Nyirongo
Name:
Lydia Nyirongo
Location:
Nkhata Bay, Malawi
Trade:
Dairy Farm
Loan amount:
£140

Lydia (38) is a mother of four children (aged 4, 6, 8 and 10) and she also cares for some orphans. She runs a small dairy farm of just a couple of cows. In order to keep her animals healthy she will need to invest in medicines and veterinary care. With the Deki loan she will be able to take good care of her animals and make sure that her business stays sustainable.

Healthy cows will milk more and bring more income. Lydia’s husband is a farmer and helps out at the cow farm. Together they sell the milk in the local community to earn income.

In the future Lydia would like to purchase another cow and grow her activities even further. With increased income she can feed her children properly three times a day and have money to buy school supplies.

Sales of our Mexican Chicken Taco helped Dagan Attiogbe

attiogbe dagan
Name:
Dagan Attiogbe
Location:
Lome, Togo
Trade:
Vegetable Store
Loan amount:
£110

Dagan (36) runs a vibrant vegetable store where she sells a variety of vegetables of all shapes and sizes. She is requesting a loan so that she can expand her range by buying ‘some fresh tomatoes, eggplant, green and red pepper, and red oil’. She has been slowly growing the business over the past few years, where she started off just selling red peppers.

Dagan works very hard at her business (52 hours per week) when she returns home after a busy day she looks after her two children of 18 and 9 years old.

Not only would this loan help Dagan and her husband, a taxi driver, to support their family, it will also provide an invaluable foundation from which to achieve her future dreams: “for the future I plan to make my business large”.

Sales of our Vietnamese Pho Noodles helped Bindu Tamang

bindu tamang
Name:
Bindu Tamang
Location:
Kathmandu, Nepal
Trade:
Poultry Farm
Loan amount:
£220

Bindu (35) runs a small poultry farm. She used to be a house wife but wanted more independence and the opportunity to provide for her family. She is married and has two children (17 and 7 years old).

Bindu works long hours on the farm, tending to the birds. She will invest the loan into hens and will also buy some materials for the farm. She will be able to make repairs and breed more birds after she has received the investment.
Growing her business will mean that paying for her children's school fees will be much less of a strain and she will be able to provide her family with everything they need to be comfortable.

Sales of our Pork Verde // Mexican Pulled Pork & Butterbean helped Masseh Dosseh

masse dosseh
Name:
Massé Dosseh
Location:
Lomé, Togo
Trade:
Shrimp Retail
Loan amount:
£160

Massé (39) lives in Lomé, Togo and runs a small business trading in shrimp. She buys and sells shrimp but at the moment her profits are very low as she pays such a high price for her stock. She will use her Deki loan to buy shrimp in bulk so that she can pay a much lower bulk price and spend less time and money on transporting the goods. This will help to make the business more profitable.

Massé is married and her husband works as a taxi driver. They have 3 children and they also support an extended family member who relies on the family income.

Massé plans to invest her profits into the business to expand her activities further. Her dream is to be able to travel to Ghana where bulk prices for most commodities are much lower than Togo.

With the increased family income Massé can support her childrens’ education, investing into their future.


Bridgette from Deki on Vimeo.

Amedo from Deki on Vimeo.

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